Professional Focus and Services
My Mission: Empower you to build wealth and financial security, Improve your life through education and investments, Honor your values (social, ethical, spiritual), Encourage charitable giving to enhance the well being of our communities and the less fortunate, and Foster sustainability for future generations and Mother Earth.

My interest in socially responsible investing (SRI) started from investing for myself as a social activist. When I started investing, friends asked me for advice. Realizing how complex investing has become and the critical need for sound, professional advice, I became a registered representative in 1991, a Certified Financial Planner™ or CFP practicioner in 1993, and in 1997 joined Progressive Asset Management (PAM), an independent broker/dealer specializing in SRI near San Francisco, so I could focus on values-based investing. PAM recently merged with Financial West Group (FWG).

My professional focus is to help make it easier for you. Together we work to clarify your needs and goals and to develop a personalized financial plan to assist you to attain your goals. Since financial planning is based on a long-term professional relationship, I will continue to monitor and report on your financial progress and recommend periodic changes. I strongly believe in educating you so you can make wise financial decisions.

My initial consultation with you is without obligation or fee. I work with many clients on a fee-basis, based on a percentage of assets under management. I believe these programs offer you a higher standard of service and usually a wider range of investment choices. And, since my compensation is directly affected by your investment performance, our objectives are more aligned. In a fee-basis arrangement, we use no-load mutual funds or private money managers. I believe, too, that financial planning should be available to everyone. Therefore I have no minimum account requirements. There are fee-based programs available with relatively low minimums, as well. I am available to work with individuals, businesses, charitable organizations, and speaking to groups on request.

Professional Affiliations
I am a member of First Affirmative Financial Network (FAFN), Progressive Asset Management (PAM), and the Social Investment Forum (SIF). All are national organizations of financial professionals organized to benefit and assist clients in investing for social and financial return. I have been an active member of the Financial Planning Association (FPA) since 1991. Back to Top

Education and Experience
I have worked in the financial and insurance field since 1988. I hold securities licenses in the states of California, New Mexico, New York, Arizona, Oregon, and Washington, and insurance licenses for California and New Mexico. My work over the last 13 years has primarily been assisting clients to save and plan for comfortable retirements, funding their children’s education, managing their investments, utilizing tax-saving strategies, and estate planning to maximize wealth transfers to heirs and charitable endowments.

As a Certified Financial Planner™ practitioner, I take a broad based view of your situation. I encourage utilizing intelligent strategies such as social screening, asset allocation, tax planning, periodic rebalancing, budgeting, wise use of insurance, minimizing risk, and others. I encourage all clients to use a financial plan as a blueprint for financial success.

• Independent Insurance Agent (Life, Disability, Health, Annuity): California since 1998, New Mexico since 1988
• Registered Representative: Series 7, 1991
• Uniform Securities Agent: Series 63, 1991
• Certified Financial Planner, licensee: 1993
• General Securities Principal: Series 24, 2000
• California Real Estate License: 2000
• Certified Tax Preparer: 2001

Community Involvement
I have been a community and social activist for many years. I was an active member of Citizens for Alternatives to Radioactive Dumping (CARD) for over 10 years. I have served several offices with the New Mexico FPA. I have been a Big Brother with the Big Brothers/Big Sisters Organization. I helped start four investment clubs, and currently work with a women’s investment club. I have served as a volunteer youth counselor and at Camp Easter Seal. I have taught organic gardening, socially responsible investing, and various other financial courses at the adult school level and for teens in high school. Back to Top

Personal Notes
I genuinely love helping people. I love animals, music, gardening, art, travel, and the natural world and I believe that we should do all we can to preserve, protect, promote and nurture the things that we believe in and love.Back to Top

Disclaimer

Allan W. Moskowitz subscribes to a package of professional services offered by First Affirmative Financial Network, LLC (FAFN). He is not an investment advisory representative of FAFN. First Affirmative is not an affiliate or subsidiary of FWG

The credential(s) CFP®, AIF® listed above page bear trademarks; for technical reasons, trademarks are not shown above. We appreciate your understanding in this matter.